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Meet the Raydiant Team

What sets The Raydiant Team apart? Communication and guidance. We believe in making the home-buying process smooth and stress-free by providing clear information and real advice- not just selling loans. Whether you’re a first-time homebuyer, refinancing, or investing in property, We are here to help you navigate every step with confidence.

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Branch Manager/ Mortgage Broker

Amber Ray

I’m a mortgage broker with Edge Home Finance and Branch Manager for The Raydiant Team, licensed in Georgia, Tennessee, North Carolina, and Colorado. With access to over 150 lenders, I help homebuyers, investors, and business owners find the best loan solutions to fit their needs. I specialize in VA, USDA, Conventional, FHA, and DSCR loans, and I’m backed by a full commercial lending team for business financing opportunities.

I'm a mom to two beautiful boys and a wife since 2012. I love Karaoke and spending time with friends and family.

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Mortgage Originator

Mell Scardina

I’m Mell, a Mortgage Loan Originator (NMLS #2639156) with The Raydiant Team at Edge Home Finance, serving homebuyers and homeowners throughout Georgia. I specialize in strategic home financing solutions and am passionate about helping clients understand their mortgage options with clarity and confidence. I work closely with both clients and Realtor partners to simplify the lending process and create tailored solutions that support long-term homeownership goals while strengthening the communities I serve.

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    Loan Assistant/ Processor

    Elizabeth Boettcher

    Elizabeth is our super assistant! She helps us gather documentation, verify employments, comb through bank statements and appease the underwriters. She is our backbone and we couldn't do this without her!

    She is employed by Milestone Mortgage Services LLC, a third party processing company.

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      Established 2011

      Corporate address: 5868 Baker Road

      Minnetonka, MN 55345

      Corporate NMLS: 891464

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      Amber Ray

      Mortgage Loan Originator

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      NMLS 2351110

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      Licensed in GA, TN, NC and CO

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      Hours are Mon-Sun 8am-9pm 

      35 N Main St. 202B Jasper, GA 30143

      by appt. only

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      Amber Ray | NMLS # 2351110| Licensed in CO 100538501, GA 2351110, NC I-223113, TN 2351110 | Copyright ©2024 | Edge Home Finance Corporation. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Edge Home Finance Corp is a licensed mortgage broker in the following states AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, ME, MD, MA, MI, MN, MS, MT, MO, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WI, WY. The following states require disclosure of licensing information.

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