Meet the Raydiant Team
What sets The Raydiant Team apart? Communication and guidance. We believe in making the home-buying process smooth and stress-free by providing clear information and real advice- not just selling loans. Whether you’re a first-time homebuyer, refinancing, or investing in property, We are here to help you navigate every step with confidence.

Branch Manager/ Mortgage Broker
Amber Ray
I’m a mortgage broker with Edge Home Finance and Branch Manager for The Raydiant Team, licensed in Georgia, Tennessee, North Carolina, and Colorado. With access to over 150 lenders, I help homebuyers, investors, and business owners find the best loan solutions to fit their needs. I specialize in VA, USDA, Conventional, FHA, and DSCR loans, and I’m backed by a full commercial lending team for business financing opportunities.
I'm a mom to two beautiful boys and a wife since 2012. I love Karaoke and spending time with friends and family.

Mortgage Originator
Mell Scardina
I’m Mell, a Mortgage Loan Originator (NMLS #2639156) with The Raydiant Team at Edge Home Finance, serving homebuyers and homeowners throughout Georgia. I specialize in strategic home financing solutions and am passionate about helping clients understand their mortgage options with clarity and confidence. I work closely with both clients and Realtor partners to simplify the lending process and create tailored solutions that support long-term homeownership goals while strengthening the communities I serve.
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Loan Assistant/ Processor
Elizabeth Boettcher
Elizabeth is our super assistant! She helps us gather documentation, verify employments, comb through bank statements and appease the underwriters. She is our backbone and we couldn't do this without her!
She is employed by Milestone Mortgage Services LLC, a third party processing company.





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